Serving Da Nang IFC & HCMC IFC — effective Sept 2025

IFC compliance, handled for you.

Under Decree 329/2025, IFC members skip outbound purpose declarations and move to ex post supervision. GIC executes every step of that process on your behalf — banking, AML, IFRS accounting, tax and regulatory reporting.

Retainer-basedNo advisory billingClient portal included
GGIC Client PortalDa Nang IFC · Member entityLiveFX TRANSFER REQUEST$200,000USD → Singapore (SGD receiving account)IFC Member — Decree 329/2025No outbound purpose declaration requiredEx post reporting only · via member capital accountREF #GIC-0291Submitted 09 May 2026HANDLED BY GIC TEAMCapital account balance verifiedVietcombank IFC desk · clearedPost-transfer report preparedDecree 329 disclosure format · readySubmitted to bank for processingIn progress · est. 2 business daysTransfer confirmed to clientPendingTHIS RETAINER INCLUDESUnlimited FX filingsAML monitoringMonthly CIT/VATIFC reportsExpected completion5 – 7 business days · GIC handles every step · You sign onceTrack status →GIC Client Portal · Preview — available to retainer clients
Serving entities inside Da Nang IFC and Ho Chi Minh City IFC
Fintech
Funds
Crypto
Startups
The operational gap

The license is step one. Operations are where entities stall.

Resolution 222 and Decree 329 unlock real advantages for IFC members. Capturing them requires exact execution — banking setup, IFRS books, AML framework, regulatory filings. All of it at once.

No banking relationship, no operations.

Opening a member capital account inside Vietnam IFC requires a direct relationship with an IFC-licensed bank desk. Cold applications are rejected. Existing entities wait months.

FX carve-out exists — but you still need to execute.

Decree 329 removes the outbound purpose declaration for IFC members. The ex post disclosure report, capital account routing and bank coordination still happen — they just land on your team.

IFRS is mandatory. VAS is not enough.

Financial institutions in the IFC must file under IFRS, not Vietnamese Accounting Standards. Local firms cannot support this. Big Four charges per engagement. Neither is built for your size.

How GIC works

Three phases. One team. You just sign.

GIC sits between your entity and every bank, regulator and tax authority inside Vietnam IFC. We execute. You approve.

Phase 01

Setup

Licensing referral via legal partner, member capital account opening at IFC-licensed bank, KYB and entity registration.

Phase 02

Onboarding

AML/CFT policy drafting, IFRS chart of accounts, IFC authority registration, Decree 329 FX procedures.

Phase 03

Ongoing

Monthly retainer: FX filings, AML monitoring, IFRS close, CIT/VAT/PIT, IFC regulatory reports. Client portal access.

What we manage

Four pillars. One flat retainer.

No hourly billing. No per-deliverable invoices. A dedicated team owns every pillar and files on your behalf.

Banking & FX Execution

Member capital account setup at IFC-licensed banks. Outbound FX handling under Decree 329 ex post supervision — we prepare disclosures, route via capital account, coordinate with the bank desk.

  • Member capital account
  • Ex post FX disclosure
  • KYC / KYB refresh

AML / CFT Monitoring

Transaction screening against OFAC, UN and EU sanctions lists. On-chain monitoring for VASP entities. SAR drafting and MLRO coverage under the IFC AML/CFT framework (Decree 329).

  • OFAC / UN / EU screening
  • On-chain monitoring
  • SAR drafting & MLRO

IFRS Accounting & Tax

IFRS-compliant bookkeeping (mandatory for IFC financial institutions), monthly close, CIT at applicable IFC rate, VAT and PIT filings. Audit-ready ledgers.

  • IFRS books (mandatory)
  • CIT / VAT / PIT filing
  • Audit-ready ledger

IFC Regulatory Reporting

Prudential and conduct reports to the IFC supervisory authority. Board pack, capital adequacy schedules, and ongoing disclosure under Resolution 222 obligations.

  • Prudential reports
  • Conduct returns
  • Board pack & disclosures
Decree 329/2025

What IFC membership actually changes for your entity

Resolution 222 and Decree 329/2025 created a distinct regulatory track for IFC members. These are the confirmed, enacted differences — not projections.

Requirement
Standard entity
IFC member (Decree 329)
Outbound FX transfers
Ex ante pre-approval from SBV required before each transfer
Ex post report only — no pre-approval needed
Transfer routing
Standard commercial account; purpose statement required
Via member capital account — purpose declaration waived
Corporate income tax
20% standard CIT rate
10% for 30 yrs (priority) · 15% for 15 yrs (others)
Personal income tax — foreign staff
Full PIT schedule applies from day one
PIT exempt through 2030 for foreign professionals
Financial reporting standard
Vietnamese Accounting Standards (VAS)
IFRS mandatory for financial institutions
Profit repatriation
Advance registration + purpose documentation
Ex post disclosure only — no pre-registration

Source: Resolution 222/2025/QH15 (effective 1 Sept 2025) and Decree 329/2025/NĐ-CP. GIC models your exact position during the onboarding assessment.

Who it's for

Three entity types. One shared need: someone to execute compliance in-country.

Foreign Fintech

Entering IFC from abroad

HQ has never set up in Vietnam IFC. Banking is opaque, AML requirements are IFC-specific, and IFRS filings are mandatory from day one.

Needs
  • Member capital account — day one
  • AML/CFT policy (IFC regime)
  • IFRS books from incorporation
Crypto / VASP

Operating under IFC framework

AML scrutiny is high. Banking relationships are scarce. On-chain monitoring and travel rule compliance need to be live before the first transaction.

Needs
  • On-chain AML monitoring
  • Travel rule compliance
  • Sanctions screening — live
VN Startup — equity exit

Structuring for foreign VC

Foreign investors need a clean IFC entity, IFRS financials and a repatriation path. VAS books and a VN-only structure block the deal.

Needs
  • IFRS restatement
  • IFC entity + cap table cleanup
  • FX repatriation path
Why GIC

Built for IFC execution. Not advisory. Not software.

Doing it yourself or Big 4

  • Hourly billing per regulator email or bank query
  • No direct IFC bank desk relationship to unblock holds
  • Decree 329 procedures learned on your account
  • Advisory memos — you still file everything yourself
  • Quarterly check-ins; weeks to turn around a filing

GIC managed retainer

  • Flat monthly fee. Unlimited FX filings and reports.
  • Direct IFC bank desk relationship — Da Nang & HCMC
  • Decree 329 ex post procedures already templated
  • Done for you. GIC files. You sign and track via portal.
  • Same-day response. One team. One point of contact.

The only team executing Decree 329 FX procedures inside Vietnam IFC on a managed basis.

No advisory firm files for you. No software replaces the bank relationship. GIC holds both — and operates them under a flat monthly retainer.

Operated by Galophy Technologies

Compliance leads hold CAMS credentials and IFC practitioner experience. Licensed Vietnamese counsel handles every legal referral. You always know who is on your file.

IFC membership unlocks
  • CIT 10% for 30 years (priority sectors) — vs standard 20%
  • CIT 15% for 15 years (other qualifying sectors)
  • PIT exemption for foreign professionals through 2030
  • Profit repatriation: ex post reporting only, no pre-approval

We model your exact tax position during onboarding. No separate engagement fee.

Common questions

Read this before booking.

Decree 329/2025 shifts IFC members from ex ante (pre-approval) to ex post (post-transaction) FX supervision. A 100% foreign-owned IFC entity no longer needs to register or obtain approval before an outbound transfer. You still route via the member capital account and file a post-transaction disclosure — GIC prepares and submits both.

GIC has a direct working relationship with IFC-licensed bank desks in Da Nang and HCMC. We introduce your entity via an existing relationship — not a cold application. Specific partners are shared during your onboarding assessment.

Both. We refer entity formation and IFC licensing to vetted legal partners under an exclusivity arrangement. Once the license is issued, GIC takes over all operational compliance. One team end to end.

Priority-sector entities (fintech, fund management, securities) qualify for 10% CIT for 30 years, with a 4-year full exemption followed by 9 years at 50% reduction. Other qualifying sectors get 15% for 15 years. We confirm your applicable rate during onboarding.

Resolution 222 mandates IFRS for financial institutions inside Vietnam IFC — Vietnamese Accounting Standards (VAS) are not accepted for regulatory filings. Local accounting firms are generally not equipped for IFRS. GIC maintains IFRS-compliant books from day one.

Nothing formal. Bring your entity type, current license status (or intent to apply), and your primary compliance question. We map your full requirements — banking, AML, IFRS, tax, FX — in the 30-minute assessment.

Get started

Ready to enter Vietnam IFC without the compliance headache?

Book a 30-minute assessment with a Galophy senior. We map your entity, license track and reporting calendar before you sign anything.

Retainer pricing scopes to your entity type. Most clients start between $[X] and $[X] per month. We confirm in your assessment call.

We reply within 1 business day. NDA available on request. No obligation.